e-Boekhouden.nl + Lightning Checkout

Accept Bitcoin on e-Boekhouden.nl Invoices with Lightning Checkout

A Bitcoin payment option for Dutch businesses, added to the administratie you have been running for years

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e-Boekhouden.nl has been online since 2002 and has spent that time collecting integrations. Bank couplings with every major Dutch bank, webshop links to WooCommerce, Shopify and Bol.com, scan-and-recognise for purchase documents, and a payment service provider list running to 24 names: Mollie, MultiSafepay, Pay.nl, Tikkie, Adyen, Buckaroo, CardGate, CCV Pay, PayPal, Rabobank Smart Pay, Skrill, Worldline and more, with MT940 import as the fallback for anything not covered. It is one of the broader integration lists in Dutch bookkeeping software, and it belongs to a platform whose packages start at 4.98 euros a month.

Read that list again and notice what is missing. Twenty-four ways to take a payment, and every one of them moves euros between bank accounts. On the invoice itself you get iDEAL or Wero through a payment link, SEPA incasso, a QR code for clients banking with bunq, ING or Knab, or a bank transfer with your own instructions. e-Boekhouden.nl charges nothing for any of it and says openly that the per-transaction cost belongs to the external provider you connected. The gap is not an oversight in the software. Bitcoin is not a rail the banking system offers, so no PSP integration is ever going to add it.

Lightning Checkout is a Bitcoin payment provider founded in 2022 and part of BTC2B Group, the same group that operates PayInBTC.me. That connection is worth stating plainly at the start, since it means this page is describing a provider we are related to rather than a neutral third party. It also means the two products were built to work together: Lightning Checkout works in Dutch and English, routes smaller payments over the Lightning Network and larger ones on-chain, consolidates payouts once a day, and states plainly that it has no control over the Bitcoin sent at any point.

Its pricing is the part most relevant to a business used to reading PSP rate cards. Lightning Checkout charges 1% per transaction, with your total capped at 5,000 sats per month, roughly 5 euros. That is a monthly ceiling across everything you collect, not a per-payment cap, so a business taking one Bitcoin invoice a month and a business taking forty pay the same maximum. PayInBTC.me adds a flat 1,500 sats per invoice on pay-per-use, or 2,500 sats a month for unlimited invoices. Neither of us takes a percentage of your revenue past that ceiling.

The connection to e-Boekhouden.nl is read-only. We read the invoice amount, currency and factuurnummer so the payment page shows the right total, and we cannot post to your grootboek or touch your btw records. Setup takes about five minutes.

Why e-Boekhouden.nl and Lightning Checkout fit a Dutch business

Twenty-four payment providers, all of them priced as a percentage, against a fee that stops at five euros a month

The PSPs e-Boekhouden.nl connects to are competitive with each other and none of them is free. Through Mollie, a common choice among e-Boekhouden.nl users, iDEAL costs 32 cents, a consumer card issued in the EEA costs 1.80% plus 25 cents, a commercial card 2.90% plus 25 cents, and a card from outside the EEA 3.25% plus 25 cents. Every one of those percentages keeps running as your invoices grow. Lightning Checkout's does not: 1% per transaction, with the total capped at 5,000 sats per month. On a 1,500 euro invoice the 1% would be 15 euros, and the cap brings it to about 5. On a 15,000 euro invoice the cap is still about 5.

The second Bitcoin invoice of the month is the interesting one

Because the 5,000 sat ceiling is monthly rather than per transaction, the arithmetic changes with volume in a direction PSP pricing never does. Collect one Bitcoin invoice in March and Lightning Checkout takes about 5 euros. Collect eight, and Lightning Checkout still takes about 5 euros in total, because you hit the ceiling on the first one. For an e-Boekhouden.nl user running periodieke facturen, or a business that offers the Bitcoin option to a group of clients rather than one, that ceiling is what makes it worth switching on across the board instead of reserving it for a single awkward invoice.

Daily payout consolidation is a bookkeeping feature, not a payments feature

Anyone who has reconciled a PSP account against an administratie knows the shape of the work: individual payouts, fees taken at the source, and a monthly statement to tie back to the ledger, or an MT940 file to import. Lightning Checkout consolidates its payouts once a day and shows each transaction in both euros and Bitcoin in its portal, then invoices you monthly for the fees with VAT stated. For an e-Boekhouden.nl user that means one predictable line to book and a proper supplier invoice for the costs, rather than a percentage silently deducted from every receipt.

A provider that fits the invoice sizes this platform sees

e-Boekhouden.nl runs everything from a zzp'er's 300 euro invoice to a holding's 20,000 euro one, and the two want different rails. Lightning Checkout chooses based on the amount: Lightning for smaller invoices, settling in seconds for a network fee measured in cents, and on-chain above that, where a slower confirmation is cheaper than routing a large payment through Lightning. Above roughly 500 euros it recommends configuring an on-chain wallet with an XPUB. You do not pick per factuur. The payment page decides.

Read-only on your side, non-custodial on theirs

Two things stay out of anyone else's hands. PayInBTC.me holds a read-only connection to e-Boekhouden.nl, so we can read invoice data and nothing else: no posting to the grootboek, no edits to a factuur, no access to your btw-aangifte or your bank couplings. Lightning Checkout does not hold your Bitcoin, settling instead to the Lightning address you nominate or to addresses derived from an XPUB you control. Being part of the same group as PayInBTC.me does not change that: neither company is ever in possession of your money, which is the point of the arrangement rather than a detail of it.

How the integration works

Setup runs about five minutes and needs no crypto knowledge beyond having somewhere to receive payments. After that every invoice you flag follows the same path on its own.

1

Create your Lightning Checkout account

Register with Lightning Checkout and give them the Lightning address payments should arrive at, which looks like an email address and comes from any Lightning wallet. If your invoices regularly run above a few hundred euros, add the XPUB of an on-chain wallet so larger payments settle there. Lightning Checkout confirms the account by email, typically within a day.
2

Connect e-Boekhouden.nl to PayInBTC.me

Sign in to PayInBTC.me, choose e-Boekhouden.nl, and authorise the connection to your administratie. If you run several, for a holding or as an accountant with multiple client files, you select which one this applies to. The access is read-only and limited to invoice data: amount, currency, factuurnummer and relation name. We cannot post to your grootboek, change a factuur, or reach your btw records.
3

Link your Lightning Checkout account

Add your Lightning Checkout credentials in PayInBTC.me and choose which invoices carry the Bitcoin option. Because Lightning Checkout's fee is capped monthly rather than per payment, there is no cost argument for restricting it to a few relations: switching it on broadly costs the same as switching it on for one.
4

Send facturen from e-Boekhouden.nl as usual

Nothing changes about your invoicing. Layout, numbering, periodieke facturen, herinneringen and btw settings all stay as they are, and the Bitcoin link travels with the invoice next to your iDEAL link, incasso, bank QR code or payment instructions. Clients who prefer their usual method never notice anything is different.
5

Get paid and get notified

Your client opens the link, sees the invoice total converted to Bitcoin at that moment's rate, and pays by scanning a QR code from any wallet. Lightning payments clear in seconds. Lightning Checkout passes the Bitcoin to your address and consolidates payouts daily, and PayInBTC.me emails you when the payment lands so you can mark the factuur as paid.

What a Dutch business gets from this pairing

A fee with a ceiling instead of a percentage

Lightning Checkout charges 1% per transaction with your total capped at 5,000 sats a month, about 5 euros. PayInBTC.me adds 1,500 sats per invoice, or 2,500 sats a month for unlimited invoices. Collecting a 500 euro factuur and a 15,000 euro factuur costs close to the same, which is not true of any card rate on the market.

Volume that makes the fee cheaper rather than dearer

The monthly cap means the more Bitcoin invoices you collect, the less each one effectively costs. A PSP percentage works the other way around. For a business with periodieke facturen going out every month, that inversion is the whole argument.

Clients outside the eurozone stop being expensive

A card issued outside the EEA runs at 3.25% plus 25 cents through Mollie, and an international transfer arrives days later minus whatever the correspondent banks took. A Bitcoin payment costs the same from Zurich, London or Singapore as from Zwolle, and it settles in seconds.

A proper supplier invoice for your payment costs

Lightning Checkout invoices monthly for its fees with VAT stated, rather than deducting a percentage from each receipt. In an administratie that already books everything, one clear supplier line a month is easier to handle than reconciling fees inside every payout.

Bitcoin that never leaves your control

Payments settle to your own Lightning address, and larger amounts to addresses derived from an XPUB you hold. Lightning Checkout is explicit that it has no control over the Bitcoin sent, and PayInBTC.me never touches funds at all. Nobody is holding a balance on your behalf.

Your administratie stays exactly as it is

Bank couplings, scan-and-recognise, periodieke facturen, urenregistratie, your accountant's access and your btw-aangifte all keep working exactly as before. The connection is read-only, so there is nothing in your books that PayInBTC.me could change even by accident.

What it costs on a typical invoice

Take a 1,500 euro invoice, an ordinary size for a Dutch MKB business billing a project or a month of work. The comparison uses Mollie's published rates, since Mollie is among the most common of the 24 payment providers e-Boekhouden.nl connects to.

Method Cost on a €1,500 invoice Notes
iDEAL or Wero, Dutch client €0.32 A flat fee per transaction through Mollie. Hard to beat, and the right choice when your client banks in the Netherlands
Consumer card issued in the EEA About €27.25 1.80% plus €0.25 through Mollie; a commercial card is 2.90% plus €0.25, which would be about €43.75
Card issued outside the EEA About €49.00 3.25% plus €0.25 through Mollie, the usual case for a client in the UK, Switzerland, the US or Asia
Bitcoin via PayInBTC.me and Lightning Checkout About €6.50 Lightning Checkout's 1% would be €15, but your total is capped at 5,000 sats per month, about €5, plus a flat 1,500 sats to PayInBTC.me, about €1.50

iDEAL wins on a Dutch invoice and we are not going to argue otherwise. The rows that matter are the middle two against the last. Once the client is outside the Netherlands, or pays by card at all, the euro rails cost tens of euros on this invoice and Bitcoin costs single figures. The part the table cannot show is what happens next: send a second Bitcoin invoice the same month and Lightning Checkout's share does not move, because you already reached the monthly ceiling, while the card rows simply double. A business that wants no percentage in the chain at all, capped or otherwise, can point the same e-Boekhouden.nl connection at BTCPay Server instead.

Who this fits

MKB companies billing four and five figures

Businesses whose invoices are large enough that a card percentage is a line worth looking at in the year-end figures. On a 1,500 euro invoice the gap is roughly 20 to 40 euros, and it repeats on every invoice where iDEAL is not an option.

Businesses sending periodieke facturen

If you invoice the same clients every month, the monthly fee ceiling is worth more to you than to anyone else on this list. Ten recurring Bitcoin invoices cost the same in Lightning Checkout fees as one, so the saving against a card percentage compounds across the year rather than being a one-off.

Dutch businesses with clients across the border

German, Belgian, British and Swiss clients cannot use iDEAL, so the fallback is a card at an EEA or non-EEA rate, or a transfer that clears when it clears. Bitcoin prices those invoices the same as domestic ones and settles them faster.

Accountants running client administraties

If you keep books for several e-Boekhouden.nl clients, the reconciliation habit matters more than the headline rate. Daily consolidated payouts, transactions shown in both euros and Bitcoin, and a monthly VAT invoice for the fees make this easier to handle across files than a percentage deducted at the source.

Getting started

You need an e-Boekhouden.nl administratie and a Lightning Checkout account. Lightning Checkout asks for a Lightning address at signup, plus an XPUB if you expect payments above a few hundred euros, and confirms by email. PayInBTC.me handles everything between them.

  1. Register with Lightning Checkout, give them the Lightning address payments should arrive at, and add an on-chain XPUB for larger invoices.
  2. Create your PayInBTC.me account, authorise the read-only e-Boekhouden.nl connection, and select the administratie you want to use.
  3. Add your Lightning Checkout details, switch the Bitcoin option on, and send one invoice as a test.

The first month is free, so you can put real invoices through the setup before deciding whether it stays. Full setup instructions are at docs.payinbtc.me.

Frequently Asked Questions

Does this change how I create invoices in e-Boekhouden.nl?

No. You build and send facturen exactly as you do now, with the same layout, numbering, periodieke facturen, herinneringen and btw settings. PayInBTC.me adds a Bitcoin payment link to the invoices you choose, next to your iDEAL link, incasso, bank QR code or payment instructions. Our connection is read-only, so nothing in your administratie is written to by us.

e-Boekhouden.nl already connects to 24 payment providers. Why add another?

Because all 24 do the same thing: move euros between bank accounts, priced as a percentage or a per-transaction fee. That is well covered, and iDEAL at 32 cents through Mollie is genuinely cheap for a Dutch client. What none of them covers is a client who wants to pay in Bitcoin, or an invoice from outside the eurozone where the card rate jumps to 3.25% plus 25 cents. Bitcoin is a different rail rather than a twenty-fifth version of the same one.

What does Lightning Checkout charge, on top of what PayInBTC.me costs?

Lightning Checkout charges 1% per transaction, with your total capped at 5,000 sats per month, about 5 euros at recent prices. The cap covers everything you collect in that month rather than each payment separately, so once you reach it, further Bitcoin invoices that month cost nothing on their side. PayInBTC.me is 1,500 sats per invoice on pay-per-use, about 1.50 euros, or 2,500 sats a month for unlimited invoices, about 2.50 euros, or 25,000 sats a year, with the first month free including three free invoices on pay-per-use.

Are Lightning Checkout and PayInBTC.me the same company?

Not the same company, but the same group: both are part of BTC2B Group. We would rather you knew that when reading a recommendation from us than found it out later. In practice it means the two products were built to work together and support comes from one place. It does not change the custody arrangement, because neither company ever holds your Bitcoin: payments settle to your own Lightning address or to addresses derived from your XPUB. If you would prefer a provider with no relationship to us, the other thirteen on the e-Boekhouden.nl hub are independent, and BTCPay Server is not a company at all.

Does my client pay over Lightning or on-chain?

Lightning Checkout picks based on the amount. Smaller invoices go over the Lightning Network and settle within seconds for a network fee measured in cents. Larger amounts go on-chain, where confirmation takes longer but the economics work out better. Your client sees one payment page and one QR code either way, and pays from any Bitcoin wallet.

Where does the Bitcoin end up, and who holds it in the meantime?

With you. Lightning payments arrive at the Lightning address you registered with Lightning Checkout, and on-chain payments go to addresses derived from an XPUB you provide, which lets addresses be generated without anyone else holding your keys. Lightning Checkout states it has no control over the Bitcoin sent at any point, and PayInBTC.me never touches funds: we read invoice data and build the payment page.

Will e-Boekhouden.nl mark the factuur as paid automatically?

Not yet. Our access is read-only, so we cannot write a payment into your administratie. We email you the moment the Bitcoin clears, and you mark the factuur as paid the same way you would for a transfer that arrived outside a bank koppeling. Automatic reconciliation is on our roadmap and we will not describe it as available before it is.

How do I book the payment and the fees?

The factuur itself does not change: total, btw and factuurnummer stay as e-Boekhouden.nl recorded them, because Bitcoin is only how a euro amount was settled. Lightning Checkout invoices you monthly for its fees with VAT stated, which books as an ordinary supplier invoice, and PayInBTC.me's subscription does the same. How you record and value the Bitcoin you hold afterwards is a question for your accountant, and worth asking before your first invoice rather than after.

More questions? See our full FAQ →

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