A Bitcoin payment option for Dutch businesses, added to the administratie you have been running for years
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e-Boekhouden.nl has been online since 2002 and has spent that time collecting integrations. Bank couplings with every major Dutch bank, webshop links to WooCommerce, Shopify and Bol.com, scan-and-recognise for purchase documents, and a payment service provider list running to 24 names: Mollie, MultiSafepay, Pay.nl, Tikkie, Adyen, Buckaroo, CardGate, CCV Pay, PayPal, Rabobank Smart Pay, Skrill, Worldline and more, with MT940 import as the fallback for anything not covered. It is one of the broader integration lists in Dutch bookkeeping software, and it belongs to a platform whose packages start at 4.98 euros a month.
Read that list again and notice what is missing. Twenty-four ways to take a payment, and every one of them moves euros between bank accounts. On the invoice itself you get iDEAL or Wero through a payment link, SEPA incasso, a QR code for clients banking with bunq, ING or Knab, or a bank transfer with your own instructions. e-Boekhouden.nl charges nothing for any of it and says openly that the per-transaction cost belongs to the external provider you connected. The gap is not an oversight in the software. Bitcoin is not a rail the banking system offers, so no PSP integration is ever going to add it.
Lightning Checkout is a Bitcoin payment provider founded in 2022 and part of BTC2B Group, the same group that operates PayInBTC.me. That connection is worth stating plainly at the start, since it means this page is describing a provider we are related to rather than a neutral third party. It also means the two products were built to work together: Lightning Checkout works in Dutch and English, routes smaller payments over the Lightning Network and larger ones on-chain, consolidates payouts once a day, and states plainly that it has no control over the Bitcoin sent at any point.
Its pricing is the part most relevant to a business used to reading PSP rate cards. Lightning Checkout charges 1% per transaction, with your total capped at 5,000 sats per month, roughly 5 euros. That is a monthly ceiling across everything you collect, not a per-payment cap, so a business taking one Bitcoin invoice a month and a business taking forty pay the same maximum. PayInBTC.me adds a flat 1,500 sats per invoice on pay-per-use, or 2,500 sats a month for unlimited invoices. Neither of us takes a percentage of your revenue past that ceiling.
The connection to e-Boekhouden.nl is read-only. We read the invoice amount, currency and factuurnummer so the payment page shows the right total, and we cannot post to your grootboek or touch your btw records. Setup takes about five minutes.
The PSPs e-Boekhouden.nl connects to are competitive with each other and none of them is free. Through Mollie, a common choice among e-Boekhouden.nl users, iDEAL costs 32 cents, a consumer card issued in the EEA costs 1.80% plus 25 cents, a commercial card 2.90% plus 25 cents, and a card from outside the EEA 3.25% plus 25 cents. Every one of those percentages keeps running as your invoices grow. Lightning Checkout's does not: 1% per transaction, with the total capped at 5,000 sats per month. On a 1,500 euro invoice the 1% would be 15 euros, and the cap brings it to about 5. On a 15,000 euro invoice the cap is still about 5.
Because the 5,000 sat ceiling is monthly rather than per transaction, the arithmetic changes with volume in a direction PSP pricing never does. Collect one Bitcoin invoice in March and Lightning Checkout takes about 5 euros. Collect eight, and Lightning Checkout still takes about 5 euros in total, because you hit the ceiling on the first one. For an e-Boekhouden.nl user running periodieke facturen, or a business that offers the Bitcoin option to a group of clients rather than one, that ceiling is what makes it worth switching on across the board instead of reserving it for a single awkward invoice.
Anyone who has reconciled a PSP account against an administratie knows the shape of the work: individual payouts, fees taken at the source, and a monthly statement to tie back to the ledger, or an MT940 file to import. Lightning Checkout consolidates its payouts once a day and shows each transaction in both euros and Bitcoin in its portal, then invoices you monthly for the fees with VAT stated. For an e-Boekhouden.nl user that means one predictable line to book and a proper supplier invoice for the costs, rather than a percentage silently deducted from every receipt.
e-Boekhouden.nl runs everything from a zzp'er's 300 euro invoice to a holding's 20,000 euro one, and the two want different rails. Lightning Checkout chooses based on the amount: Lightning for smaller invoices, settling in seconds for a network fee measured in cents, and on-chain above that, where a slower confirmation is cheaper than routing a large payment through Lightning. Above roughly 500 euros it recommends configuring an on-chain wallet with an XPUB. You do not pick per factuur. The payment page decides.
Two things stay out of anyone else's hands. PayInBTC.me holds a read-only connection to e-Boekhouden.nl, so we can read invoice data and nothing else: no posting to the grootboek, no edits to a factuur, no access to your btw-aangifte or your bank couplings. Lightning Checkout does not hold your Bitcoin, settling instead to the Lightning address you nominate or to addresses derived from an XPUB you control. Being part of the same group as PayInBTC.me does not change that: neither company is ever in possession of your money, which is the point of the arrangement rather than a detail of it.
Setup runs about five minutes and needs no crypto knowledge beyond having somewhere to receive payments. After that every invoice you flag follows the same path on its own.
Take a 1,500 euro invoice, an ordinary size for a Dutch MKB business billing a project or a month of work. The comparison uses Mollie's published rates, since Mollie is among the most common of the 24 payment providers e-Boekhouden.nl connects to.
| Method | Cost on a €1,500 invoice | Notes |
|---|---|---|
| iDEAL or Wero, Dutch client | €0.32 | A flat fee per transaction through Mollie. Hard to beat, and the right choice when your client banks in the Netherlands |
| Consumer card issued in the EEA | About €27.25 | 1.80% plus €0.25 through Mollie; a commercial card is 2.90% plus €0.25, which would be about €43.75 |
| Card issued outside the EEA | About €49.00 | 3.25% plus €0.25 through Mollie, the usual case for a client in the UK, Switzerland, the US or Asia |
| Bitcoin via PayInBTC.me and Lightning Checkout | About €6.50 | Lightning Checkout's 1% would be €15, but your total is capped at 5,000 sats per month, about €5, plus a flat 1,500 sats to PayInBTC.me, about €1.50 |
iDEAL wins on a Dutch invoice and we are not going to argue otherwise. The rows that matter are the middle two against the last. Once the client is outside the Netherlands, or pays by card at all, the euro rails cost tens of euros on this invoice and Bitcoin costs single figures. The part the table cannot show is what happens next: send a second Bitcoin invoice the same month and Lightning Checkout's share does not move, because you already reached the monthly ceiling, while the card rows simply double. A business that wants no percentage in the chain at all, capped or otherwise, can point the same e-Boekhouden.nl connection at BTCPay Server instead.
You need an e-Boekhouden.nl administratie and a Lightning Checkout account. Lightning Checkout asks for a Lightning address at signup, plus an XPUB if you expect payments above a few hundred euros, and confirms by email. PayInBTC.me handles everything between them.
The first month is free, so you can put real invoices through the setup before deciding whether it stays. Full setup instructions are at docs.payinbtc.me.
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