You Optimized Everything Except How You Get Paid
First month free • No credit card required • Cancel anytime
You've spent years building a lean operation. Your project management is tight. Your Xero dashboard gives you a real-time view of revenue, expenses, and cash position. You picked Xero because it's cloud-first, beautifully designed, and connects to the 1,000+ apps your business depends on.
But look at your accounts receivable. Really look at it. That $12,000 invoice you sent last Tuesday? Still showing as "Awaiting Payment." The $7,500 from your Australian client? Stuck somewhere between SWIFT intermediaries. The $3,200 credit card payment that came through yesterday? You'll actually have access to those funds in 2–3 business days, minus $92.80 in processing fees and a $0.30 per-transaction charge you barely notice until you add it all up at the end of the quarter.
Now picture this: your client receives the invoice, clicks a payment link, and the money is in your account before they close the browser tab. No intermediary bank. No pending period. No percentage carved off the top. That's not a future promise, it's what happens today when you connect Xero to Speed through PayInBTC.me.
Xero is the accounting platform of choice for more than 4.2 million subscribers worldwide, with especially strong adoption in the UK, Australia, and New Zealand. It's known for its clean interface, powerful bank reconciliation, and extensive app marketplace. Freelancers, agencies, and growing businesses choose Xero because it gets out of the way and lets them focus on work.
Speed is a Bitcoin and stablecoin payment processor built from the ground up on Lightning Network infrastructure. Backed by $8 million in strategic funding from Tether and ego death capital, Speed focuses on what matters most to businesses accepting payments: instant settlement, low fees, and developer-friendly APIs. Speed charges a transparent 1% per transaction, with no setup fees, no monthly costs, and no hidden charges. Thousands of businesses across 100+ countries already use it.
When you connect them through PayInBTC.me, every Xero invoice becomes a potential instant-settlement payment. Your client sees a Bitcoin payment option, clicks the link, and Speed's Lightning infrastructure settles the transaction in seconds. The Bitcoin arrives directly in your Speed account. Your Xero workflow doesn't change at all.
| Annual Revenue | Credit Card Fees (2.9% + $0.30) | Speed + PayInBTC Fees | Annual Savings |
|---|---|---|---|
| $50,000 | ~$1,450 | ~$525 | $925 |
| $100,000 | ~$2,900 | ~$1,025 | $1,875 |
| $250,000 | ~$7,250 | ~$2,525 | $4,725 |
Speed charges 1% per transaction. PayInBTC.me's annual plan costs approximately $25/year for unlimited invoices. The savings scale with your revenue.
No credit card required. No contracts. Cancel anytime. Start with pay-per-invoice pricing if you want to test before committing.
More questions? See our full FAQ →
Keep Xero. Keep your workflow. Just add Bitcoin payments via Speed.
No credit card required. First 3 invoices free. Cancel anytime.
Questions? Talk to our team